Personal liability insurance

Protect yourself against financial loss due to legal fees associated with accidents or injuries you may cause to others.

Do you have the right coverage?

Contact us today to discuss your options.

Personal liability insurance is an important consideration in case you are ever legally liable for injuries caused to others. It can provide extra coverage beyond what your auto insurance or homeowners insurance may cover. We'll help you find the right coverage to fit your needs and budget, so you can have peace of mind knowing that you have extra protection against financial loss.

Quote request

We’ll help you plan for the unexpected with insurance coverage that’s just right for you.

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Who referred you to us? We'd love to send them a thank you card.

I had contacted 4 insurance providers and you and one other company are the only ones who got back to me and followed up. I appreciated the quick turn around and fast email responses.

Customer since 2025

Tony is responsive and helpful. He always works to get us the best coverage for the best price!

Ryan B., customer since 2024

Mike does a great job taking care of his clients. I would highly recommend Mike and Kim to help with insurance needs. Not only did he save me money but they made it very simple and I received a better overall policy. Very much appreciated!

Brian S., customer since 1900

Very easy to work with. I was kept up to date as to what was going on, and what info was needed.

Judith T., customer since 2025

My entire family works with Mike. He provides excellent personal service and actively works to get us the best deal.

Customer since 2017

Mike and Kim and all the staff at Skogman are always very responsive to our calls. They got us hooked up with West Bend insurance, which we really appreciate. We have not had any claims personally, but people we know who have West Bend have said they are quick to take care of any claims they have.

Customer since 2017

Deb Abernathy is always available to help with my insurance needs.

Gerald H., customer since 2017

Anytime I need anything right away, they are right there. Very fast and prompt service. I always recommend Skogman Insurance when someone asks me. Thank you, Donna A.

Dean A., customer since 2017

Great and very timely service! Worked with Joan and Holly for years and they take GREAT care of us!!

Dave R., customer since 2017

Moving to Cedar Rapids from Tampa and converting all insurance coverages as you know can be over whelming. My Real Estate agent referred me to Skogman Insurance. I am so glad he did!! As everyone knows a company is only as good as their employees. Not only does Skogman have a full range of insurance choices, but my Agent is the BEST!! Lacy Allen is extremely knowledgeable, personable, and professional. She has been available to answer any questions or handle any concerns any time I have needed her. My entire corporate career has been service related and its all about your customers. Having a smile in your voice is the key to a positive relationship and outcome with your customer and Lacy ALWAYS has a smile. I would strongly recommend Skogman and if you are as lucky as I am ... you will have Lacy Allen as your Agent.

David C., customer since 2024

Lacy was helpful and patient, ended up saving a good chunk of money for the same coverage!

Justin L., customer since 2024

Mike was cordial professional and informed. He got me a much better offer than Farmers who I had been with 40 years or so. Mike returned all calls promptly and answered any questions. I have been pleased with the service at your agency. I was referred to Mike and Skogman by my former boss, I am retired, and I thank her also.

Norman M., customer since 2024

Mike Fettkether is a valuable and trusted partner for my personal and business insurance needs.

Customer since 2023

Joan has always been very prompt, professional, and helpful. We have used her as our agent for many years and she is absolutely the best there is!

Nadia H., customer since 1900

Awesome personalized home and auto insurance. Always there to walk us through our options and guide us with professional advice. Have been a customer for 25 years. Highly recommend. 10/10!

Customer since 2017

The diligent follow up on our recent claim was SO refreshing!

Customer since 2021

I appreciate that Lacy Allen was proactive when our renewal came up. She thought outside of the box in recommending cost saving options.

Customer since 2021

Like the quick response time I get when I have a question. Also, you take the time to shop around to find me the best coverage for my needs at a reasonable cost.

Customer since 2021

Deb Abernathy has done an excellent job helping me with all my insurance needs. I highly recommend her.

Gerald H., customer since 2017

Lacy was very responsive and easy to work with!!

Customer since 2024