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Garage Insurance

Garage insurance protects businesses with garage facilities from all kinds of risks, such as injuries, property damage, and human mistakes. Without this insurance, a small business' reputation can be seriously tarnished and hard-earned money will go not to profits, but to payouts.

Garage liability insurance mostly applies to towing businesses and service stations that help protect customers' cars and trucks while they are serviced or held. For instance, if a customer's vehicle is damaged due to the business' negligence, the vehicle would be covered under a garage insurance policy.

Some of the more common kinds of garage insurance are:

  • Body Shop Insurance
  • Repair Shop Insurance
  • Tow Truck Insurance
  • Transmission Shop Insurance

Garage Insurance Features

Garage liability coverage is another insurance type available to small businesses. It provides liability coverage for any accidents that may happen as a result of your day-to-day garage operations. These accidents may result in bodily injury, personal injury or property damage.

A business owners’ policy (BOP) is an option small businesses have when looking into garage-related insurance. It is perfect for individuals who need a bit more than the basic liability because business owners’ policy (BOP) offers protection for incidents like identity theft coverage and loss of income.

Workers' compensation insurance covers medical costs, rehabilitation expenses and any lost wages an employee might experience after getting ill or injured on the job. It also provides financial support to the family of any garage employee who dies from a job-related injury or illness.

With all that garage insurance has to offer, many small auto-related businesses make the choice to purchase this valuable protection. You can do it, too. Give Skogman Carlson Insurance a call. We will give you a quote and tell you more about what this insurance can do for you and your small business. Get in touch with us today!

Our Locations

*Home Office

1110 Dina Ct Suite B
Hiawatha, IA 52233
Main office: 319-366-6288
Fax: 319-364-7157

Coralville Office

2530 Corridor Way, Ste 302
Coralville, IA 52241
Main office: 319-366-6288

Our Providers

Testimonials

I know that everyday you deal with people who are trying to decide between different insurance companies. Tell them to talk to me and I would advise them to stop agonizing and select Westbend. I recently had an accident in which the other party was ticketed and yet his company fought us tooth and nail. Westbend then got involved and exceeded their responsibility by first covering my damages and then took over the fight with the other company. So, bottom line, no contest we purchase insurance to take care of us and Westbend takes care of their customers. Thanks for your help and show this to your potential customers with my blessings.

Mike D.