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Liability Coverage

Ensure that You’re Insured.

If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.

If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.

Components of Liability

There are two main components to Auto Liability: Bodily Injury and Property Damage liability.

  • Bodily Injury Liability helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.
  • Property Damage Liability takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.

If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income. Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road.

It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same. Contact a representative with Skogman Carlson Insurance today for more information about what Liability Coverage can do for you.

Our Locations

*Home Office

1110 Dina Ct Suite B
Hiawatha, IA 52233
Main office: 319-366-6288
Fax: 319-364-7157

Coralville Office

2530 Corridor Way, Ste 302
Coralville, IA 52241
Main office: 319-366-6288

Our Providers

Testimonials

I know that everyday you deal with people who are trying to decide between different insurance companies. Tell them to talk to me and I would advise them to stop agonizing and select Westbend. I recently had an accident in which the other party was ticketed and yet his company fought us tooth and nail. Westbend then got involved and exceeded their responsibility by first covering my damages and then took over the fight with the other company. So, bottom line, no contest we purchase insurance to take care of us and Westbend takes care of their customers. Thanks for your help and show this to your potential customers with my blessings.

Mike D.